Financial Inclusion & Societal Change

Financial transactions are an essential element of daily economic life. Households depend on reliable structures for purchasing goods, obtaining credit, making investments, and acquiring insurance. Accordingly, it is essential for the general welfare of society that people are financially literate and have equal access to financial services.

The digital transformation and internationalization are bringing about fundamental shifts in the relationship between consumers and financial service providers. Financial market actors must also respond to demographic trends and changing social values. The diverse regulations on social sustainability enacted in recent years are a reflection of such normative change.

Research at the intersection of societal change and financial inclusion benefits not only from expertise within the House of Finance, but also from interdisciplinary collaboration with various university departments. As part of our Visiting Professorship of Financial History, we invite distinguished scholars to shed light on long-term changes in the world’s financial and monetary systems.

Activities at the House of Finance

06/11/26 | SAFE: Workshop

The Leibniz Institute for Financial Research SAFE organizes the 10th Anniversary SAFE…

The Leibniz Institute for Financial Research SAFE organizes the 10th Anniversary SAFE Household Finance Workshop to be held on 11-12 June 2026 at Dolce Hotel & Resort, Bad Nauheim…

03/31/26 | SAFE: Call for Papers

For the third time, the Leibniz Institute for Financial Research SAFE hosts and organizes…

For the third time, the Leibniz Institute for Financial Research SAFE hosts and organizes a joint conference with three of CEPR Research Policy Networks (RPNs): RPN European Economic Policy,…

03/25/26 | IMFS: Event

Please note that attendance is by invitation only.

Please note that attendance is by invitation only.

03/04/26 | SAFE: Event

Die Gesellschaft zur Förderung des Leibniz-Instituts für Finanzmarktforschung SAFE lädt…

Die Gesellschaft zur Förderung des Leibniz-Instituts für Finanzmarktforschung SAFE lädt Sie zu folgendem Mitglieder-Event ein: Paneldiskussion: „Geopolitical risks and the European financial…

12/01/25 | efl: Event

We study how market makers price predictable, uninformed order flow, which allows the…

We study how market makers price predictable, uninformed order flow, which allows the isolation of inventory costs from adverse selection. Retail savings plans (SPs) provide a unique…

01/28/25 | Department of Finance: Seminar

We survey financial advisors to elicit their subjective beliefs about asset returns and…

We survey financial advisors to elicit their subjective beliefs about asset returns and the macroeconomy. Our bespoke survey design captures both short-term and long-term return expectations…

Program area experts

Peter Andre

Peter Andre

Assistant Professor of Behavioral Finance, Leibniz Institute for Financial Research SAFE & Goethe University
  • Behavioral Finance
  • Behavioral Economics
  • Behavioral Macroeconomics
Andreas Hackethal

Andreas Hackethal

Professor for Personal Finance, Head of SAFE Pension Finance Lab, Co-Director CFS
  • Household Finance
  • Pensions
  • Digitalization
Christine Laudenbach

Christine Laudenbach

Professor of Finance, Leibniz Institute for Financial Research SAFE & Goethe University
  • Household Finance
  • Behavioral Economics
  • Financial Education
Alexander Ludwig

Alexander Ludwig

Chair of Public Finance and Macroeconomics Director, International Center for Insurance Regulation (ICIR) Goethe University Frankfurt
  • Macroeconomics
  • Social Insurance
  • Demographic Change
Raimond Maurer

Raimond Maurer

Goethe Universität Frankfurt, Fachbereich Wirtschaftswissenschaften
  • Investment
  • Pensions
  • Lifecycle Portfolio Choice